Last updated: [DATE]

Note: This is a working template, not legal advice. Please have it reviewed by a qualified lawyer and replace every bracketed placeholder before relying on it.

These Terms and Conditions ("Terms") govern your access to and use of the website and services provided by Zie Pie LLC ("ZiePieBooks", "we", "us"). By using the service you agree to these Terms.

1. Eligibility and accounts

You must be able to form a binding contract to use the service. You're responsible for keeping your account credentials secure and for all activity under your account.

2. Early-release service

The platform is newly launched and under active development. It's provided "as is" and may change, have limited availability, or contain rough edges. We may add, change, or remove features as the product evolves.

3. Acceptable use

Don't use the service for anything unlawful, or in a way that infringes others' rights.
Don't attempt to break, probe, or disrupt the service or its security.
Don't misuse other firms' or clients' data, or attempt to access data that isn't yours.

4. Your data and content

You and your firm keep ownership of the data and content you put into the platform. You grant us the limited rights needed to host and process it so we can provide the service. We handle personal data as described in our Privacy Policy.

5. Fees, billing, and cancellation

Your first three client businesses are free. Beyond that, each client business is billed at the rate shown on our pricing page, per business, per month, in advance. Subscriptions renew monthly until cancelled.

You may cancel at any time before your next monthly renewal. Access continues until the end of the period you have already paid for and then ends. We do not charge you again after cancellation. Any prorated amount owed to you is refunded to your original payment method within 30 days of the cancellation taking effect. [Confirm final billing and refund wording with legal counsel.]

6. Intellectual property

The platform, including its software, design, and brand, belongs to us or our licensors. These Terms don't transfer any of those rights to you beyond the right to use the service.

7. Third-party services

The platform connects to third-party services such as bank connectivity providers (for example Plaid). Your use of those services may be subject to their own terms.

8. Disclaimers

The service supports your firm's work but doesn't replace professional judgment. You remain responsible for the accuracy of your books and for meeting your own regulatory obligations. [Confirm wording with legal counsel.]

9. Limitation of liability

[Insert limitation of liability appropriate to your jurisdiction and business, reviewed by a lawyer.]

10. Termination

You can stop using the service at any time. We may suspend or end access if these Terms are breached. On termination, you can export your data as described in our Privacy Policy.

11. Governing law

These Terms are governed by the laws of [jurisdiction], and disputes will be handled by the courts of [jurisdiction].

12. Changes

We may update these Terms from time to time. We'll post the new version here and update the date above. Continued use means you accept the changes.

13. Contact

Questions about these Terms? Email hello@ziepiebooks.ai or visit our contact page.